Buying a car in Humboldt, TN is a big decision. This applies to whether this is your first car purchase or your fifth. The financing option that you choose is something that you will have to live with for at least the next several years. You have two financing options: purchasing or leasing. Make sure that you understand both options before deciding which one is for you

FINANCE CENTER 

Many finance centers work with several different lending institutions. One of the most important factors in the type of financing that you offer your credit score. If you have had some issues in the past, it does not necessarily mean you cannot get funding, but you might have to pay a higher interest rate. If you have a low credit score, you might need a bigger down payment.

ADVANTAGES OF FINANCING

When financing a vehicle, if you have excellent credit, you may be able to get better interest rates and possibly even zero down payment. Financing gives you freedom. You are not limited in miles, and you can make modifications to the vehicle without breaking the lease. The best part is that eventually, you will take full ownership of the vehicle to drive as you please around Dyersburg and will have no more payments.
 
ADVANTAGES OF LEASING

One of the advantages of leasing is that if the car breaks in Brownsville, TN, the dealership will have to make the repairs. If you finance it, you will be responsible for the repair bill. However, when you lease, you must adhere to the terms and restrictions of the lease agreement. For instance, you may be limited in the number of miles that you can put on the car as you drive around Jackson, TN
LEARN MORE ABOUT YOUR FINANCE OPTIONS

Only you can decide whether financing or leasing a new or used Chevrolet is right for you. Jones Chevrolet Humboldt near Medina, TN works with many local banking institutions and can serve many different credit situations. They also offer a warranty and credit score evaluations to help you get the deal that is right for you.

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Privacy Statement

Introduction
As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.
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